Motor Insurance in Singapore
Whether you drive a private car, manage a fleet, or operate commercial vehicles, motor insurance isn’t just important — it’s mandatory in Singapore.
Under Singapore law, all vehicles must have at least third-party motor insurance before they can be driven on public roads. This requirement ensures that drivers are financially protected against liability for injury or damage caused to others.
We help individuals and businesses arrange suitable motor coverage quickly and clearly.
What Is Required by Law?
In Singapore, motor insurance is regulated under the Motor Vehicles (Third-Party Risks and Compensation) Act.
At minimum, vehicle owners must have:
- Third-Party Liability Coverage Covers bodily injury or death caused to others.
Most drivers choose broader protection beyond the legal minimum for better peace of mind.
What We Cover
We arrange motor insurance for:
🚘 Private Vehicles
- Personal cars
- Electric vehicles (EVs)
- Family cars
- High-value and continental vehicles
🚛 Commercial Vehicles
- Vans
- Lorries
- Pick-up trucks
- Company fleet vehicles
🚗 Specialty & Business Use
- Fleet policies
- Company-owned vehicles
- Commercial motor usage
- Construction-related vehicles (subject to insurer approval)
If it’s registered and legally driven in Singapore — we can likely arrange cover for it.
Types of Motor Coverage
Depending on your needs, we can help you compare:
- Third-Party Only (TPO) Legal minimum coverage.
- Third-Party, Fire & Theft (TPFT) Covers fire damage and theft in addition to third-party liability.
- Comprehensive Coverage Covers damage to your own vehicle, third-party claims, and more.
We explain the differences clearly so you can choose what makes sense — not just the cheapest option.
Why Insurance Matters
Motor insurance protects you against:
- Accidental damage
- Third-party injury claims
- Property damage claims
- Legal liabilities
- Unexpected repair costs
Even a minor accident can result in significant financial exposure. The right coverage protects both your vehicle and your finances.
Our Approach
We compare options across our panel of insurers and present:
- Clear pricing
- Transparent excess terms
- Coverage differences
- Honest pros and cons
No hard selling. Just straightforward advice.
Need a Motor Insurance Quote?
Getting a quote is simple.
Message us on WhatsApp with your vehicle details and we’ll revert with options.